Ria for Insurance
Supporting Independence. Reducing Care Cost.
Adding Human Value.
The Challenges Insurers are Facing
Insurers face rising cost as aging members increasingly require professional care. At the same time, expectations regarding prevention, wellbeing, and personalized services are growing.
- Growing number of elderly policyholders
- Rising cost of residential and professional care
- Increasing pressure on caregiving family members
- Demand for prevention, digital support, and personalized services
- Need for differentiation beyond price and coverage
Why Ria for Insurances?
Mental Health and Emotional Wellbeing
Loneliness and social isolation increase the risk of:
- Depression
- Cognitive decline
- Cardiovascular disease
Ria actively reduces loneliness through:
- Storytelling and memory sharing
- Regular video calls
- Ongoing family engagement
Mental health and emotional wellbeing become part of preventive care.
Personal Portraits for Respectful Care
Ria builds a Personal Portrait that includes:
- Preferences, routines, wishes
- Dislikes and things to avoid
- Life context beyond medical data
When shared (with consent), the Portrait supports:
- More respectful care interactions
- Better coordination in care transitions
- Person-centered support models
Everyday Support — Independence for Longer
Reliable reminders help older storytellers to:
- Take medication correctly
- Maintain healthy hydration levels
- Never miss an appointment
Ria supports healthier routines. Storytellers can stay at home longer reducing costly care escalation.
Biography work
Recounting personal life stories has a positive impact on memory function and cognitive performance.
Neurodegenerative processes may be slowed through structured reminiscence or biographical interventions.
Business Impact for Insurers
Cost reduction
- Delayed or avoided residential care
- Fewer preventable incidents
Healthier caregiving families
- Reduced stress for working-age policyholders
Product differentiation
- Emotional, human value beyond traditional coverage
Increased engagement
- Regular touchpoints through stories, calls, and shared moments
Use Case for Insurances
- Premium service for elderly members
- Preventive digital care offerings
- Add-on service for chronic care programs
- Differentiation for long-term care insurance
- White-labeled companion app
Flexible Business Model
- Subscription-based licensing
- Usage-based pricing options
- Modular feature expansion (e.g. chronic disease modules)
- White-label and Azure Marketplace availability
Easy to implement. Safe by design.
- Intuitive, low-barrier user experience
- No technical expertise required
- GDPR-compliant & privacy-focused
- Flexible access rights
- Scalable for small and large organizations
- Optional white-label and modular features
Get in touch
Would you like to discover together with us how Ria can support your residents, staff, and families?
